You know, I don't like to get political on my blogs....but, I am making an exception today.
I got a call from my Oncologist's office today. I need a referral from my HMO doctor. They tried to get one, but unknown HMO doctor doesn't know me. See, I have never seen him....why???? cuz everything I need done, is done with my oncologist. Who I have been seeing for 5 years. So, I called the main number. Ugh...sorry, but yes, you must have a referral.
I say (not so sweetly, sorry) so, what is this unknown hmo doctor going to do for me? I have cancer. The last time I saw one in 2009, they wanted me to sign a Living will. ( Which I didn't do) So, what, I pay him the office call so he can give me a piece of paper.
Yes maam.
I said, I have a chemo treatment tomorrow. Will this be covered, because I can't get in to see the unknown hmo doctor today.
Thank God, he said, yes.....but in the next few weeks I have to take care of this.
Ok, so I ask, can I make my oncologist my HMO doctor.
No, but, you can take out the PPO insurance and he can be your listed doctor.
Me: That costs more right.
Yes maam.
Thrilling.
Here is my final opinion. Don't get sick. Don't get a chronic illness. If you do, make sure you have Xanex available....because if the disease doesn't kill you....the insurance stress will!!
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4 comments:
I hear ya!
Our insurance will or won't cover prescribed meds, and has various agreements going. During a ER visit my husband was asked if he would like a tetanus shot, even though he didn't have an open wound of any kind. He said OK. Our co-pay for the shot was OVER $800!
As crazy as all the stuff is, I still am wary of what full on Obama care will mean. At least we can see a doctor now.
No person dealing with an illness should have to endure insurance insanity! Sorry you had to put up with this!
This is just not right. I am so sorry that you are dealing with this stress now because stress never helped anything. The whole thing is such a mess and I'm really worried about when the new system kicks in. I figure I might be living in a jail cell for not being able to do what they want done.
How stinkin' unfair, CK!! With all the other $hit you have to deal with, to have this kind of bureaucratic nonsense added to the list is just unconscionable!! I'm angry for you!!
Give me their number...I'll give 'em a piece of my mind!!! Grrrrr!
My DH HATES insurance companies with a passion!
I remember once, they wrote him a letter, telling him they wanted him to prescribe a different stomach medicine, not the Tagamet that he had the patient already on. I'm sure they wanted the cheaper copycat version of it.
He took a RED Magic Marker & wrote in HUGE big letters "I ORDERED TAGAMET!!!!!!!!!!!!!!" on the letter & mailed it back to them. Never had that company try to tell him how to care for his patients again.
*sigh*
Hugs to you, Honey,
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