You know, I don't like to get political on my blogs....but, I am making an exception today.
I got a call from my Oncologist's office today. I need a referral from my HMO doctor. They tried to get one, but unknown HMO doctor doesn't know me. See, I have never seen him....why???? cuz everything I need done, is done with my oncologist. Who I have been seeing for 5 years. So, I called the main number. Ugh...sorry, but yes, you must have a referral.
I say (not so sweetly, sorry) so, what is this unknown hmo doctor going to do for me? I have cancer. The last time I saw one in 2009, they wanted me to sign a Living will. ( Which I didn't do) So, what, I pay him the office call so he can give me a piece of paper.
I said, I have a chemo treatment tomorrow. Will this be covered, because I can't get in to see the unknown hmo doctor today.
Thank God, he said, yes.....but in the next few weeks I have to take care of this.
Ok, so I ask, can I make my oncologist my HMO doctor.
No, but, you can take out the PPO insurance and he can be your listed doctor.
Me: That costs more right.
Here is my final opinion. Don't get sick. Don't get a chronic illness. If you do, make sure you have Xanex available....because if the disease doesn't kill you....the insurance stress will!!